Payment Methods
Effective Date: August 27, 2026
Last Updated: August 27, 2026
At Craicpub, operated by PRECLOT PTE. LTD., we aim to provide customers with convenient, reliable, and secure payment options when shopping through https://craicpub.com/.
This Payment Methods Policy explains the payment options that may be available when you place an order through our website, how payment authorization and processing generally work, and certain payment-related matters that may affect your order.
The payment methods displayed during checkout may vary depending on your location, device, browser, order amount, currency, payment provider, card issuer, and other applicable factors.
1. Available Payment Methods
Depending on availability at checkout, Craicpub may accept one or more of the following payment methods:
Credit and debit cards
PayPal
Apple Pay
Other payment methods made available through our payment service providers from time to time
The payment methods actually available for a particular order will be displayed during the checkout process.
Craicpub does not guarantee that every payment method will be available for every customer, order, location, device, or transaction.
2. Credit and Debit Card Payments
Where available, customers may pay for their orders using supported credit or debit cards through the payment options displayed at checkout.
Depending on the payment provider and transaction circumstances, supported card networks may include:
Visa
Mastercard
American Express
Discover
JCB
Other card networks supported by our payment service providers
When you pay by card, your payment information may be processed directly by an independent third-party payment processor or payment service provider.
For security purposes, Craicpub does not ask customers to provide complete payment card numbers, card security codes, passwords, one-time authentication codes, or similar sensitive payment credentials through ordinary email, telephone, or other informal communications.
3. PayPal
Where available at checkout, customers may choose PayPal to complete their purchase.
When PayPal is selected, payment processing may be handled through PayPal’s systems and may be subject to PayPal’s applicable terms, conditions, policies, and privacy practices.
Customers should review the information displayed by PayPal during the payment process for additional information concerning the transaction.
Craicpub does not control the internal processing, authentication, authorization, or security procedures of PayPal.
4. Apple Pay
Where available and supported by the customer’s device, browser, card issuer, payment provider, and other applicable technical requirements, Apple Pay may be offered as a payment option.
Apple Pay transactions are processed using Apple’s payment technology and the applicable payment networks or financial institutions.
Availability of Apple Pay may vary depending on the customer’s location, device, operating system, browser, card issuer, and other requirements.
5. Payment Authorization
When you submit an order, the selected payment method may be subject to authorization, authentication, verification, or other checks by the applicable payment provider, card issuer, bank, or financial institution.
An order may not be processed, confirmed, or shipped until the required payment authorization or payment confirmation has been successfully completed.
If a payment is declined, reversed, rejected, expires, or cannot otherwise be completed, we may:
Request that you provide another payment method;
Ask you to verify or correct your payment information;
Delay order processing until payment is successfully confirmed; or
Cancel the order where reasonably necessary.
Any order cancellation or refund will be handled in accordance with our applicable refund and cancellation terms and applicable Singapore law.
6. Payment Security
Craicpub takes reasonable measures to support the security of payment-related transactions conducted through our website.
Depending on the payment method selected, payment information may be transmitted directly to third-party payment processors or payment service providers using security measures appropriate to the relevant payment service.
However, no website, electronic transmission, payment network, or online payment system can be guaranteed to be completely secure.
Customers should take reasonable precautions when making payments online, including using secure devices, keeping account credentials confidential, and avoiding payment transactions through unsecured or publicly accessible networks where appropriate.
If you believe that unauthorized activity has occurred in connection with your payment card, bank account, PayPal account, or other payment account, you should promptly contact the relevant financial institution or payment provider.
7. Payment Information
Depending on the payment method used, information necessary to complete or verify a transaction may be collected or processed by Craicpub and/or the applicable payment service provider.
Payment-related information may include, where applicable:
Customer name;
Billing information;
Transaction reference or payment identifier;
Payment status;
Order information;
Payment authorization information;
Limited payment instrument information; and
Other information reasonably necessary to process, verify, prevent fraud, or reconcile a transaction.
Payment service providers may independently collect and process certain information in accordance with their own terms and privacy policies.
Craicpub will handle personal data in accordance with our applicable Privacy Policy and applicable Singapore data protection requirements.
8. Billing Information
Customers are responsible for providing accurate and complete billing and payment information during checkout.
Incorrect, incomplete, or inconsistent billing information may result in:
Payment authorization failure;
Additional verification requirements;
Delays in order processing; or
Cancellation of an order where payment cannot be successfully completed.
If your payment is declined, please first verify that the information entered during checkout is correct and that your payment method is active and permitted to be used for the transaction.
If the issue continues, you may need to contact your card issuer, bank, or payment service provider.
9. Currency, Prices, and Taxes
Prices and applicable currency information will be displayed on the website or during checkout, as applicable.
The currency charged may depend on the applicable checkout process and payment service provider.
Where applicable, GST, duties, taxes, delivery charges, or other legally applicable charges may apply depending on the customer’s location, order, and applicable laws.
The total amount payable, including applicable charges that are required to be disclosed at checkout, will generally be presented before the customer submits the order.
Customers are responsible for reviewing the final order total and applicable payment information before completing a purchase.
10. Payment Problems
If you experience a payment problem while placing an order, please first check whether:
Your payment information has been entered correctly;
Your card or payment account is active;
Your billing information matches the information held by your payment provider;
Your payment method is supported for the transaction;
Your card or account has sufficient available funds or credit;
Your financial institution has not declined the transaction; and
Any required payment authentication or verification has been completed.
If the payment issue continues, you may need to contact your card issuer, bank, or payment provider.
For questions relating to an order placed through Craicpub, you may also contact our customer service team using the contact information provided below.
11. Fraud Prevention and Transaction Verification
To protect our customers, our business, and payment systems, Craicpub and/or our payment service providers may use reasonable measures to identify potentially unauthorized, fraudulent, suspicious, or otherwise high-risk transactions.
Where reasonably necessary and permitted by applicable law, an order may be:
Delayed for verification;
Subject to additional payment or identity verification;
Declined or rejected; or
Cancelled.
These measures may be used to help protect against unauthorized transactions, payment fraud, stolen payment credentials, chargeback risks, or other payment-related risks.
If an order is cancelled after payment has already been successfully collected, any applicable refund will generally be processed in accordance with our Refund Policy and applicable law.
12. Refunds and Payment Reversals
Where a refund is approved and applicable, Craicpub will generally issue the refund to the original payment method used for the transaction, unless another method is agreed upon or otherwise permitted by applicable law.
The time required for a refund to appear in a customer’s account may vary depending on the payment provider, card issuer, bank, or other financial institution.
Once Craicpub has initiated an applicable refund, we generally cannot control the processing time of an independent payment provider or financial institution.
Customers should refer to our applicable Refund Policy and Return Policy for additional information concerning eligibility, procedures, and applicable refund conditions.
13. Third-Party Payment Services
Certain payment options offered through Craicpub may be provided by independent third-party payment service providers.
These providers may maintain their own:
Terms and conditions;
Privacy policies;
Security procedures;
Authentication requirements;
Transaction limits;
Eligibility requirements; and
Refund or dispute procedures.
Craicpub does not control the internal systems or processing practices of independent third-party payment providers.
Customers should review the applicable terms and privacy information of the relevant payment provider before using a third-party payment service.
14. Electronic Transactions
Orders and payment-related transactions conducted through our website may be completed using electronic records, electronic communications, and electronic payment systems.
Electronic records and electronic transactions may be used in accordance with applicable Singapore law, including the Electronic Transactions Act 2010, where applicable. The Act provides a legal framework for electronic records, electronic signatures, and electronic contracts in Singapore.
By placing an order through our website, customers acknowledge that applicable transaction information may be provided, recorded, stored, and communicated electronically.
15. Payment Provider Availability
Payment services may occasionally be unavailable because of:
Scheduled maintenance;
Technical failures;
Network interruptions;
Payment provider outages;
Banking or card network issues;
Security checks;
Regulatory requirements; or
Other circumstances outside Craicpub’s reasonable control.
If a payment method is temporarily unavailable, customers may be asked to use another payment method displayed at checkout.
16. Payment Disputes and Chargebacks
If you believe that a payment was made without your authorization or that a payment-related error has occurred, please contact us promptly so that we can review the relevant order and transaction information.
Customers may also have rights to contact their card issuer, bank, or payment provider in accordance with the applicable rules and procedures of that institution.
Where a payment dispute or chargeback is initiated, Craicpub may review relevant transaction, order, delivery, and customer-service records to respond to the dispute and protect against unauthorized or fraudulent claims, subject to applicable law.
Nothing in this section is intended to exclude or restrict any rights or remedies that a customer may have under applicable Singapore law.
17. Important Security Reminder
Craicpub will not ordinarily ask customers to send their full payment card number, card security code, online banking password, account password, one-time authentication code, or similar sensitive payment credentials through ordinary email.
If you receive a suspicious message that appears to come from Craicpub and requests sensitive payment information, do not provide the requested information until you have independently verified the request through our official contact details.
If you are uncertain whether a payment-related communication is genuine, please contact us directly before making any additional payment or disclosing sensitive information.
18. Changes to Payment Methods
We may add, remove, suspend, or modify available payment methods from time to time.
Changes may occur due to changes in payment providers, payment network requirements, technical availability, business operations, regulatory requirements, or other applicable circumstances.
The payment options available to you at the time of checkout will be the payment methods applicable to your transaction, subject to applicable law and the terms presented during checkout.
19. Contact Us
If you have questions about payment methods, payment processing, a payment problem, or an order placed through Craicpub, please contact us:
PRECLOT PTE. LTD.
Website: https://craicpub.com/
Address: 60 PAYA LEBAR ROAD, #II-53, PAYA LEBAR SQUARE, SINGAPORE
Mobile: +65 6702 3107
Email: craicpub2@outlook.com
Working Hours: 9:00 – 18:00
We will make reasonable efforts to assist with payment-related questions and order issues.
20. Policy Updates
This Payment Methods Policy may be updated from time to time to reflect changes in available payment methods, payment service providers, website functionality, business operations, applicable laws, or regulatory requirements.
Any updated version will be published on this page with the applicable effective date or last updated date.
Last Updated: August 27, 2026